Summer can bring higher gas, grocery, travel and utility spending. A little planning can make the season easier on your budget.
Start with a seasonal budget
Look at recurring expenses, expected travel and one-time activities before the season gets busy. Give each category a simple ceiling and check progress weekly.
Make saving automatic
Small automatic transfers can create a buffer without requiring a new decision every payday.
Leave room for the unexpected
A practical cushion can keep an unexpected bill from becoming a credit-card balance.
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